Money makes the world go round, the world go round, money makes the world go round... (Liza Minelli in Cabaret)

Money, money, money, must be funny, in a rich men's world... (ABBA)

Always just money, money, money... (Die Ärzte)

You don't talk about money. When it comes to hard cash, a lot of people don't joke around. What you put in your left pocket gets pulled right back out of the other one. Scrimping and saving or squeezing a little out of somewhere - these expressions speak for themselves. Money comes and goes. With a fat bank account you are naturally more relaxed. Money soothes the nerves. If you are worth millions, life is surely easier and less awkward. Rich people can generally let themselves fall back more easily. Beyond a certain amount, though, money doesn't make you any happier.
But if you are completely broke, flat out of cash, it is of course not a nice feeling. If you live at subsistence level and have almost nothing, you often don't feel like laughing. Money rules the world. Money alone doesn't make you happy. It is an awful fact that in Germany roughly five percent have a huge pile of cash, and everyone else doesn't. The gap between rich and poor is especially wide there.

How do you cope when there is absolutely no money in your account?

Plenty of people surely know what it feels like to have no money in your account. It often happens faster than you can blink, whether because an overpriced locksmith ripped you off or because you are a student living on loans and aid. Crime often arises from lack of money and greed, too. That is why it is important and sensible to think about your finances in good time. Younger people up to age 29 in particular are often not yet so savvy with money. Not everyone is born with a silver spoon in their mouth; you either have to work hard or simply get lucky. You can save with simple means. You should have at least three months' rent in your account, after all.

No money in your account

No money in your account - ways to refill it

No money in your account is no reason to despair. If things get tight at the end of the month, or in general, you simply have to tighten your belt. It is best to spend no money at all on at least one day, or better several days, each month. That way you can be glad about everything you don't need. Vouchers and coupons can help. Raid the piggy bank! If there is truly no money left in your account, what is an overdraft for? Otherwise you probably have to take any job you can get, don't you?