You can already sense it, and the bad feeling doesn't lie. Going broke, striking the sails and no longer leading a normal life. These thoughts swirl around in your head and frighten those affected. And the unexpected comes into play too, because if you go broke, your whole life is at stake. How often has a life been wiped out, a relationship ended and a job terminated because of a huge mountain of debt. You are no longer considered reputable, you are considered the loser of the nation. Going broke and standing there trying to see the clouds in the sky again.

This is serious

And it should be. Sugarcoating was yesterday, taking action is the order of the day:

  • Don't wait until the water is up to your neck.
  • Pull the emergency brake right away.
  • List your debts and keep them in front of your eyes.
  • Stay away from further loans.
  • Get in touch with your bank.
  • Visit a debt counseling service.
  • Negotiate with your creditors.
  • Turn valuable household items into cash.
  • Only borrow money if you can also pay it back.

There are also portals where people have been through the same thing. They offer up-to-the-minute tips and tricks. And you'll be caught, too. So don't despair, get the best advice, and going broke moves off into the distance.

Why me?

You can actually answer that quickly. If you overstep the mark, you have to live with the consequences. Why me, then, means nothing other than that you've gotten the bill for your actions. Money doesn't grow on trees, you have to work hard for it. Going broke is quickly on the agenda. You don't treat yourself otherwise, and everyone else does it too. Really, they set the example and you follow. That way you crash together. And what do you get out of it, "all expenses, nothing to show for it". Everyone has to live by their own standards and of course you should pamper yourself too. But constantly buying and not being able to pay is how you bury yourself. The mountain of debt grows and thrives and normal life is gone. Better frugal than poor, as many people's motto goes.

Going broke



Money doesn't make you happy
Going broke starts with many things. It's not money that makes you happy, but what you can buy with it. The expensive designer watch on an installment plan, the luxury vacation it has to be, the fancy car to lease and lots of other knickknacks. And at some point the total bill is served up to you. A mountain of debt that's hard to see over, and worries and hardships greater than ever. Going broke doesn't have to happen if you pull yourself together. Better less is more than the deeper the fall. That's why everyone is the architect of their own fortune and can decide for themselves whether they have debts or not. Accordingly, a well-filled bank account is worth its weight in gold.